Facing an increasingly aggressive Iran and a slumping bond market, the Trump administration is betting that Treasury Secretary Scott Bessent can use the financial weapons in the government’s arsenal to…
Read article →College move-in used to mean twin XL sheets, a shower caddy, and maybe a few posters taped to a cinder-block wall. For some families, that’s no longer going to cut…
Read article →Key Takeaways Lender credits typically reduce what you owe at closing in exchange for a higher mortgage rate. The right move depends largely on how long you plan to keep…
Read article →While the bulk of homebuyers choose fixed-rate mortgages, there are cases where you might want to look closely at an adjustable-rate mortgage instead. For example, ARMs can be a smart…
Read article →The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.722%, slightly down from the day before, according to data from Mortgage Research Center. Meanwhile,…
Read article →The current average refinance rate on a 30-year, fixed-rate home loan is 6.764%, according to Mortgage Resource Center data. If you’re a homeowner hoping to refinance your mortgage for a…
Read article →If you’re planning to buy a home and the idea of a mortgage with an interest that fluctuates doesn’t scare you, you might be the target customer base for adjustable-rate…
Read article →The debate over artificial intelligence and monetary policy is already well under way. Federal Reserve Chair Kevin Warsh and others have rightly emphasized that AI could raise productivity and productive…
Read article →The best high-yield savings accounts are hitting rates up to 4.50% annual percentage yield as of Aug. 25, 2026—and that’s genuinely impressive compared to the FDIC’s recorded national average of…
Read article →The most competitive certificates of deposit currently offer rates reaching 4.50% APY (annual percentage yield) as of Aug. 25, 2026. Given that the Federal Reserve cut its benchmark federal funds…
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